International Journal of Social Sciences and Humanity Studies <p>The <strong>International Journal of Social Sciences and Humanity Studies (IJSSHS)</strong> is an open access, double-blind peer-reviewed, international journal published in English.</p> <p>The scope of IJSSHS encompasses theoretical, empirical or policy-oriented research articles, original research reports, reviews, short communication and scientific commentaries in the fields of social sciences, economics, business, management, law, political science, sociology, philosophy, ethics including both controversial and innovative ideas and detailed contributions from other directly related fields.</p> SOBIAD en-US International Journal of Social Sciences and Humanity Studies 1309-8063 THE IMPACT OF MICROFINANCING ON POVERTY ALLEVIATION AND SMALL BUSINESSES IN GHANA <p>The study evaluates the impact of microfinance on poverty alleviation, unemployment, development of small and medium enterprises, and support for marginalised and vulnerable communities in society. The study uses a validated instrument to gather data from 400 respondents in the Greater Accra Region. Findings from the study reveal that 85% of enterprise owners obtain their start-up capital from personal savings. The results show that there is a positive relationship between microfinance and small and medium enterprises. There is also a strong association found between microfinance and poverty alleviation. However, there are no relationships found between microfinance and employment rate, and outreach to the vulnerable and marginalised. The study concludes that microfinance programs correlate positively with economic growth. The study recommends that other economic development variables must be studied concerning microfinance to ascertain the portion of economic development that microfinance influences.</p> Maxwell Dela Yao Gakpo Maayi Wujangi Mercy Kwakye Vera Graham Asante Copyright (c) 2021 2021-12-03 2021-12-03 13 1 1 28 FINANCIAL NON-NEUTRALITY; A LINK BETWEEN INCOME INEQUALITY AND AGGREGATED DEBT CHARACTERISTICS IN THE UNITED-STATES <p>This paper studies socio-economic dynamics of deposit-taking institutions and their ability to affect inequality through the access and depth of the financial channels using a unique data set of aggregated statewide socio-economic indicators and banking data obtained from the Federal Deposit Insurance Corporation. Panel data econometric application to the data combined with a unique interpretation of the Gini and the median income indicators facilitates our understanding of inequality within the income distribution resulting from changes in loan through the ARDL technique. The major recommendation from this investigation is that financial activity is fundamental to the understanding of inequality dynamics.</p> Jamil Chaya Samih Antoine Azar Priyan Khakhar Copyright (c) 2021 2021-12-03 2021-12-03 13 1 29 54 PERCEPTIONS OF AGRICULTURAL POSTGRADUATE STUDENTS ON UNEMPLOYMENT IN SOUTH AFRICA <p>The process of job-hunting among graduates inevitably involves experiences of failure and rejection, which in the long or short run may tamper, directly or indirectly, with one’s self-esteem and self-confidence. Therefore, the aim of this paper is to evaluate perceptions of agricultural postgraduate students on unemployment in South Africa. To understand these, the researcher looked at what motivates students to enrol in the field of agricultural studies as well as the perceived causes of unemployment by graduates. In order to achieve the objectives of the study, data is collected from 163 post graduate students enrolled in various higher institutions of learning in South Africa. The mixed method research design is applied in the present study. The Statistical Package for the Social Sciences version 27 is used to analyse the quantitative data. Whereas, the content analysis technique is used to analyse qualitative data. The results show the participants’ satisfaction level with agriculture as their choice of study and their willingness to assist farmers and the larger agro-based community in overcoming their farming challenges. The findings also present the top five perceived reasons causing unemployment amongst the educated youth of South Africa. Finally, the study offers practical solutions and recommendations to reduce the rate of unemployment in South Africa</p> Maka, L Van Niekerk, J. A DeBruyn, M Pakela-Jezile, Y. P Copyright (c) 2021 2021-12-03 2021-12-03 13 1 55 78 THE IMPACT OF SOCIAL MEDIA PLATFORMS AMONGST TERTIARY INSTITUTIONS STUDENT IN DUTSE JIGAWA STATE, NIGERIA <p>Over the last decade, the number of people using social media has grown throughout the world, and it's more important than ever to understand how it affects students' academic achievements. Therefore, the aim of this study is to identify why students use social media platforms as well as to examine the impact on students’ perormance. In order to meet the study objectives, the data is collected via an online questionnaire distributed in the electronic form to a sample of students attending tertiary institutions in Dutse. The mixed method research design has been applied in the present study. The Statistical Package for Social Science (SPSS) is used to analyze the quantitative data. On the other hand, the content analysis technique has been adopted to analyse qualitative data. According to the findings of the survey, the majority of students at tertiary institutions utilized social media platforms such as Facebook, WhatsApp, and Twitter, among others, and spent unnecessarily high time on them, drawing attention away from their study time. Results also indicates that higher institution students' use of social media platforms has a negative impact. The paper concludes that tertiary institutions should encourage students to use social media for academic research and assignments and that institutions should create ways to encourage students to use social media for academic purposes rather than for other purposes that interfere with their studies.</p> Nasiru Zubairu Copyright (c) 2021 2021-12-03 2021-12-03 13 1 79 101